Watts Mortgage & Wealth Management

Watts Mortgage & Wealth Management are an award-winning brokerage based in Nantwich, Cheshire. We specialise in arranging mortgages and personal protection which is tailored to our clients. We advise on all kinds of mortgages including residential and buy to let through to self-build, help to buy and shared ownership. Our qualified team also advise on business and personal protection to ensure our clients are covered for every life and business event.

Mortgages

– Residential
– Buy to Let
– Second Charges
– Remortgages
– Secured Lending
– Self-Build
– Shared Ownership
– Holiday Homes
– Home Improvements
– Bridging Finance

Personal Protection

– Life Insurance & Critical Illness Cover
– Income Protection
– Private Healthcare
– Business Protection
– Relevant Life Insurance
– Director’s Shareholder Protection
– Keyperson Insurance

Watts Mortgage & Wealth Management provides a first-class service to our clients in Cheshire and throughout the UK. Our team of is completed with a DipFA qualified protection specialist who provides guidance regarding critical illness cover and personal protection solutions.

We approach protection in a different manner to most mortgage brokers with all protection being written by our dedicated protection specialist. Our Mortgage Advisers don’t advise upon pensions and investments, and in that respect, can offer a truly dedicated specialist service.

We have collated in-depth files on medical conditions, so that we can understand the condition in sufficient detail to ask the right questions of the client and be able to accurately present to the pre-sales medical underwriters of all main insurers.

We are currently working with a local company called Everything Genetic, to offer a new genetic testing service to clients. Whilst the insurance industry cannot use the results of genetic testing against a client, they are permitted to use testing data that works to a client’s benefit.

We commenced discussions with the medical underwriters of AIG initially, to find out that if a client can evidence for example the absence of markers such as the BRCA1 gene, this would help them is securing preferable terms. This will potentially open up a new market in helping people with complex family histories, and a question mark over their own insurability, secure important cover. This piece of work is ongoing into 2018.